Mortgage - Home Loans - Mortgage Refinance - Mortgage Refinancing
Request home loan, mortgage refinance, home loan equity or other loan, mortgage loan lenders program that saves you money. Home Loans, Home Mortgages
Mortgage Refinance Loans
Rates are the lowest they've
been in close to 30 years.
Refinance now to get a lower
rate, turn your adjustable into a
fixed rate and get cash out!
Home Purchase Loans
Find the perfect purchase mortgage
loan.  Choose from FHA, VA, USDA
Rural, as well as Jumbo Loans (FHA
VA included) up from 719,000 to
$10,000,000.  The Big Loan is Back!
Home Equity Loans
Cash out your equity now
for debt consolidation, home
improvements, paying off
debts or anything else you
want with your home's equity!
New Revised HARP At a Glance
Underwater on home value?  Problem solved!
HARP allows homeowners facing difficulties refinancing their mortgage through
conventional methods to apply for a refinance of their mortgage.

A homeowner that is current with their monthly payments but unable to refinance
due to a drop in the value is the typical prime candidate for the HARP program. The
ultimate goal is to allow a homeowner to do a mortgage refinance for a lower
interest rate and overall monthly payment.
Here are the general eligibility guidelines for HARP:
Home Affordable Refinance Program (HARP)
Your Privacy is Our Priority!
Where Great Rates, Great Programs and Customer Service Meet
HARP Mortgage Refinance Program - HARP Mortgage Loan
Privacy & Security Protected
1-800-608-6898
Home Affordable Refinance Program (HARP)
Did You Know...?

FHA Streamline Refinance

Want to refinance your FHA
mortgage?
If you presently have an FHA
mortgage, you can easily qualify
for a Streamline FHA Refinance
Mortgage. Easier guidelines--no
appraisal, low documentation for
rate and term...
   Read more




We are a direct source of loan
products for manufactured homes
with land and or the mobile home
itself without land.
 Read more
Manufactured and Mobile Homes  
With or Without Land Loans
All Mortgage and Home Types
Single Family, Condo, Townhome
Modular, Manufactured or 1-4 Units
  • There is no loan-to-value cap in the new HARP, for fixed-rate loans. This is
    the most significant change of HARP 2.0. Under previous versions of
    HARP, the LTV could not exceed 125%.
  • The loan on your property is owned or guaranteed by Fannie Mae or
    Freddie Mac.
  • At the time you apply, you are current on your mortgage payments. You
    can have one 30-day late payment in the past 12 months, but none within
    the past 6 months.
  • You have a reasonable ability to pay the new mortgage payments.
  • The refinance improves the long-term affordability or stability of your loan.
Home Affordable Refinance Program  
HARP
is designed to help you refinance
into a new affordable, more stable
mortgage...
Read more

Conventional Mortgages
A Conventional Home Mortgage Loan
is not insured by the federal government,
unlike FHA Loans...
Read more

FHA Mortgages - 3.5% Down
Designed for all borrowers who are
unable to make a large down payment.
FHA loan limits vary...   
Read more

VA Mortgages - No Money Down
A VA home loan can be a bit more
complex than a conventional loan,
but the perks...  
Read more

Jumbo Mortgages, FHA, VA
Loans from $417,000 to $10,000,000
Need flexible rates and terms? Need
quick turnaround?  
Read more

USDA Rural Home Purchases
100% financing! Growing in popularity,
USDA loans offer flexible credit
guidelines...  
Read more

Second Homes, Vacation
Properties, Investment Properties
NEW PROGRAM! Now Refinance with
Lower FICOs and Higher loan to value's.
Low Rates Flexible Terms!  
Read more

Modular Home Loans  
Qualify for site-built loan types
and rates..
.Read more
FHA. Modular Home Loans..  Read more
We're a direct source for home mortgage loans, mortgage refinance,
mortgage rates and home equity mortgage refinancing loan programs.

We focus on your mortgage needs with the goal of delivering a straightforward,
convenient experience.  We're here to assist you every step of the way!
NO INITIAL CREDIT CHECK - NO SENSITIVE INFORMATION - FREE REQUEST
Copyright ©1999-2012 Earth Works Trust Inc. All Rights Reserved Modular, Manufactured and Mobile Home Loans Financing Lenders
Privacy policy: We respect your privacy! Your information will always be kept confidential and will never be distributed or sold!  
Mortgage - Home Loans - Refinance - Mortgage Refinancing - Mortgage Rates - Home Equity
Alabama Refinance Home AL, Alaska Refinance Home AK, Arizona Refinance Home AZ, Arkansas Refinance Home AR, California Refinance Home CA, Colorado Refinance Home CO,
Co
nnecticut Refinance Home CT, Delaware Refinance Home DE, Florida Refinance Home FL, Georgia Refinance Home GA, Hawaii Refinance Home HI, Idaho Refinance Home ID,   
Il
linois Refinance Home IL, Indiana Refinance Home IN, Iowa Refinance Home IA, Kansas Refinance Home KS, Kentucky Refinance Home KY, Louisiana Refinance Home LA,
M
aine Refinance Home ME, Maryland Refinance Home MD, Massachusetts Refinance Home MA, Michigan Refinance Home MI, Minnesota Refinance Home MN, Mississippi Refinance Home MS,
M
issouri Refinance Home MO, Montana Refinance Home MT, Nebraska Refinance Home NE, Nevada Refinance Home NV, New Hampshire Refinance Home NH, New Jersey Refinance Home NJ,
New
Mexico Refinance Home NM, New York Refinance Home NY, North Carolina Refinance Home NC, North Dakota Refinance Home ND, Ohio Refinance Home OH,
Ok
lahoma Refinance Home OK, Oregon Refinance Home OR, Pennsylvania Refinance Home PA, Rhode Island Refinance Home RI, South Carolina Refinance Home SC,
South
Dakota Refinance Home SD, Tennessee Refinance Home TN, Texas Refinance Home TX, Utah Refinance Home UT, Vermont Refinance Home VT, Virginia Refinance Home VA,
W
ashington Refinance Home WA, West Virginia Refinance Home WV, Wisconsin Refinance Home WI, Wyoming Refinance Home WY,  Loans Home Financing and Refinancing Home Loans
Alabama AL, Alaska AK, Arizona AZ, Arkansas AR, California CA, Colorado CO, Connecticut CT, Delaware DE, Florida FL, Georgia GA,
Hawaii HI, Idaho ID, Illinois IL, Indiana IN, Iowa IA, Kansas KS, Kentucky KY, Louisiana LA, Maine ME, Maryland MD, Massachusetts MA,
Michigan MI, Minnesota MN, Mississippi MS, Missouri MO, Montana MT, Nebraska NE, Nevada NV, New Hampshire NH, New Jersey NJ,
New Mexico NM, New York NY, North Carolina NC, North Dakota ND, Ohio OH, Oklahoma OK, Oregon OR, Pennsylvania PA,
Rhode Island RI, South Carolina SC, South Dakota SD, Tennessee TN, Texas TX, Utah UT, Vermont VT, Virginia VA, Washington WA,
West Virginia WV Wisconsin WI, Wyoming WY